Medibank’s Overseas Student Health Cover (OSHC) can meet your visa health insurance requirements and help with medical treatment if you have an accident or get sick. Medibank Overseas Student Health Cover meets the requirements set out by the Australian government and is 100% compliant for applying for or renewing a student visa. Medibank offers a range of cover options that can meet your visa health insurance requirements for working or studying in Australia. Medibank is a leading private health insurer in Australia, with over 3.7 million health insurance members. Medibank International Travel Insurance gives you leading overseas hospital, accident, and medical evacuation expense cover while overseas. And with optional inclusions for bigger adventures, you can explore right to the edges of your map. Students under Temporary Graduate Visas, under subclass 485, are also mandated to have adequate OVHC insurance.
Although you, as the policyholder, "are responsible" for the membership, your partner (if they are both covered under the membership), can manage the majority of its aspects as well, including (but not limited to): filing claims, adding or removing dependents, changing coverage, and suspending the membership, unless you advise them otherwise.
Any individual listed on a Medibank membership is referred to as a member. One or more people can make up a membership, depending on the situation. The individual in charge of the membership is referred to as the policyholder.
There will be waiting periods if you are a new member, returning to Medibank after a long absence, or switching to a higher level of coverage (either within Medibank or transferring from another registered Australian health fund). While you are completing any waiting periods for your new cover, if you are switching to a higher level of coverage, you will still be eligible for benefits at the level of your old coverage.